Premium Review Forum

A proposed federal regulation might change the administration — and significantly increase costs — of student health plans at universities nationwide, including the UNC-system plan that was introduced last semester.

University health insurance plans have come under scrutiny for having a greater profit margin than the typical individual health insurance coverage, while not providing students sufficient coverage.

The proposed regulation released last week by the U.S. Department of Health and Human Services would categorize student health plans as individual health insurance coverage.

By BY JOHN S. HOFF

From the Heritage Foundation

To sell his overhaul of the United States health care system, President Barack Obama repeatedly assured Americans that if they liked their current health insurance plan they could keep it under the Patient Protection and Affordable Care Act (PPACA). This broad assurance was designed to disarm opposition from the great majority of Americans who have health insurance and are satisfied with it. Americans did not stop to parse the President’s assurance; they took him at his word.