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Mar
03

“It is not reasonable for our credit union to effectively offer a debit card program at 12 cents per transaction, let alone a safe harbor at seven cents.”

Finance Center Federal Credit Union, a community chartered credit union in Indianapolis, explained to the Federal Reserve some of the crucial failings in their proposed debit interchange rule.  Of particular note, the credit union provided important recommendations that the Board could adopt to improve the rule including adding additional essential processing costs, such as charge back and employee costs, to the price cap.

Finance Center Federal Credit Union’s complete comments may be found here: http://www.federalreserve.gov/SECRS/2011/February/20110204/R-1404/R-1404_012411_62220_586916374705_1.pdf

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